Lines of credit
Lines of credit
Travel, invest, study or renovate
We’ve designed our lines of credit with flexibility and attractive rates in mind to meet your financing needs.
- Easy to use
- Flexible payments
- Solutions tailored to your needs
What is a line of credit?
A line of credit is a pre-approved amount you can use however and whenever you want, with lower borrowing rates than other financing products.
Before applying for a line of credit
Keep tabs on your current financial situation by using our quick and simple tool on AccèsD. You'll also get tailored advice to better manage and pay back your loans.
Find the line of credit that's right for you
Personal Line of Credit
Have a pre-approved amount available at any time, for any purpose
- Amount based on your needs and financial situation
- Variable rate
- Flexible payments
- Quick access to funds
Versatile Line of Credit
Your home does the financing
Student Advantage Line of Credit
A line of credit with many perks
- Amount based on your needs
- Attractive rate
- Affordable payments
- Quick access to funds
Investor Strategic Line of Credit
Borrow to invest more
- Minimum line of credit of $25,000
- Variable rate
- Flexible payments
- For seasoned investors
Student Strategic Line of Credit
A line of credit that makes your life easier
- For university students in specific fields
- Amount based on your needs
- Attractive rate
- Affordable payments
- Quick access to funds
Which line of credit is right for you?
Answer a few questions and get recommendations based on your needs.
- The appraised value is determined by Desjardins and corresponds to the market value or to other considered values.