Rates and returns – Interest rates on accounts and on savings and investment products

Have a look at the interest rates for our loans, lines of credit, credit cards, foreign currencies, and savings and investment products. Select the option you'd like to explore.

Current rates on January 18, 2025

Our current offers and promotional rates

Promotional rate

FHSA promotional rate

4,50%

Get this limited-time interest rate for your FHSA savings account.

Open an FHSA
Promotional rates

Online term savings.

  • 3.60% for a 39-month term
  • 3.50% for a 19-month term

Until March 28, 2025, purchase or renew eligible Online term savings. to get these rates on AccèsD.

Get this offerfor Online term savings.

Featured Term S@vings

  • 19 months
    3.50%
  • 39 months
    3.60%

See rates for Term S@vings

Featured savings accounts

  • Savings Account
    – Promotional rate on new deposits made until March 13, 2025
    4.50%
  • TFSA – Savings Account
    – Promotional rate on new deposits made until March 13, 2025
    4.50%
  • FHSA – Savings Account
    – Promotional rate on new deposits made until March 13, 2025
    4,50%
  • RRSP – Savings Account
    – Promotional rate on new deposits made until March 13, 2025
    4.50%

See rates for savings accounts and chequing accounts

Other savings products

Investment products

  1. Rate subject to change without notice. Certain conditions apply.
  2. Rates subject to change without notice. This promotional offer is valid only for non-redeemable Online term savings. products purchased or renewed online between January 14 and March 28, 2025, at 9 PM (Eastern Time). This offer may change or end at any time without notice. Other conditions apply.