Note: The information in brackets describes the visual and audio content of the video, and the rest of the text corresponds to the dialogue.

[Music]

[Pan down, an entrepreneur walks onto the screen]

Narrator: Are you between 18 and 35 and looking to start your own business?

[Zoom out. A word appears.]

[Text on screen: "STARTING UP"]

Narrator: Or expand a company that’s less than 3 years old?

[Text on screen: "EXPANDING"]

[A building arises, replacing the word.]

Narrator: Do you have the ideas and skills,

[3 bubbles emerge from the contractor's head, a light bulb, exclamation marks and hexagons]

Narrator: but not the capital or collateral you need to qualify for traditional financing?

[3 doors come out of the floor, they open, there’s a person behind each door.]

[Text on screen: GOAL, and on each door, NO COLLATERAL, NO CAPITAL, NO CREDIT HISTORY]

[The doors crumble.]

Narrator: Are you looking for help setting up,

[A new door pops up]

Narrator: starting or managing your business?

[Text on screen: HELP, DESIGN, STARTUP, MANAGEMENT]

Narrator: The Créavenir Youth Entrepreneurship Program has got you covered!

[The door opens and disappears, the Créavenir logo appears.]

[The logo goes up in the picture, the contractor comes out of the floor medium shot and exclaims]

Entrepreneur: Wooooo!

Narrator: With this program, Desjardins teams up with local entrepreneur support organizations…

[Image on the screen: Desjardins logo from which lines lead to circles from which other lines lead to other circles]

[Zoom in on one of the circles in which words appear]

[Text on screen: ONGOING SUPPORT WHILE YOU GET YOUR BUSINESS OFF THE GROUND]

[Text on screen: FINANCING BASED ON YOUR SITUATION AND FINANCIAL CAPACITY]

Narrator: …to provide you with the help and financing you need.

Narrator: How does it work?

[Image on screen: The entrepreneur comes back out of the floor and 2 bubbles appear above his head, one with the Créavenir logo and the other with a question mark.]

Narrator: First you’ll need to come up with a solid business plan.

[Text on screen, in front of the entrepreneur: BUSINESS PLAN]

[The contractor pulls out a document with a graph and slides to the left.]

Narrator: If you need help, contact one of the program’s partner organizations in your area

[Sound effect: Bloop bloop bloop]

[A business consultant appears on the right-hand side of the screen.]

[Music]

Narrator: You can also visit desjardins.com/businessplan

[Zoom out, a laptop appears with the arrow of the pointer and the following text DESJARDINS.COM/BUSINESSPLAN]

[Sound effect: sound of keyboard keys and mouse click]

[The computer slides down, pushed by a text page]

[Text on screen: IF YOUR PLAN IS SELECTED]

Narrator: If your plan is selected ...

[Text and the blue background slide to the left, revealing the entrepreneur walking toward the advisor and another person.]

Narrator: We’ll help you out while you get your business off the ground.

[The image flips and 2 hands enter the frame. A handshake follows.]

Narrator: You’ll get financing in the form of a line of credit

[A new page comes from below with the Desjardins logo with dollar sign inside. Everything is transformed into text.]

[Text on screen: FINANCING LINE OF CREDIT OF UP TO $15,000 PRIME RATE +0.5%]

[Sound effect: Whoosh]

Narrator: of up to $15,000,

[Text on screen: Up to $15,000]

Narrator: at prime rate + 0.5%

[Text on screen: PRIME RATE + 0.5%

Narrator: for 5 years.

[Zoom in on the screen, the contractor appears next to a building.]

[Text on screen: LINE OF CREDIT]

Narrator: Under certain conditions, you may also be eligible for a grant of up to $5,000,

[Text on screen: GRANT]

Narrator: which you could use as a personal investment

[A second floor is added to the building.]

[Sound effect: Toot]

Narrator: to help you qualify for other financing.

[A third floor is added to the building]

[Sound effect: Toot]

Narrator: If your business takes off and your needs start to change

[The building takes off like a rocket.]

[Sound effect: Sound of rocket taking off.]

[An easel on which a graphic grows and leaves the sheet it supports.]

Narrator: The Créavenir Youth Entrepreneurship Program

[Text on screen: FINANCING LIMIT]

[The easel comes out of the frame and a graph that goes up appears.]

Narrator: can help you increase your financing limit

[Text on screen: $30,000]

Narrator: to up to $30,000.

[The graph and the $30,000 are pushed out of the box.]

Narrator: How?

[Text on screen: FINANCIAL REPUTATION, CREDIT HISTORY]

Narrator: By giving you an opportunity to build your credit history.

[Text turns into a calendar.]

[Every second Tuesday is circled in red, on the 3rd, 17th, and the 31st and an A + ribbon.]

Narrator: Adopt good habits by making your payments on time

[The calendar is pushed out of the frame by blue circles in which there are words.]

Narrator: and using each of your financing options for the right things.

[Text on screen: NEED FINANCING]

[Text on screen: FIXED ASSETS, CASH FLOW, EXPENSES]

Narrator: Ready to get started?

[Arrows point to other green circles in which words appear.]

[Text on screen: LOAN, MARGIN, CREDIT CARD]

[The page is pushed out of the frame by the one of the entrepreneurs in the foreground, overhung by a banner with text and other people in the background.]

[Text on screen: READY TO GET STARTED?]

[Sound effect: applause and shouts of joy]

Narrator: Join hundreds of other young entrepreneurs

[Pan up: clouds scroll down, Créavenir logo appears]

Narrator: and launch your business with the Créavenir Youth Entrepreneurship Program! Go to desjardins.com/creavenir

[Text on screen: CREAVENIR - DESJARDINS.COM/CREAVENIR]

Narrator: to learn more about the program’s entrepreneur support organizations in your area.

[Text on screen: THIS PROGRAM IS MADE POSSIBLE BY A PARTNERSHIP WITH MORE THAN 100 LOCAL ENTREPRENEUR SUPPORT ORGANIZATIONS]

Narrator: This program is made possible by a partnership with more than 100 local entrepreneur support organizations.

[Animated Desjardins logo with music]

END OF TRANSCRIPTION