Note: The information in brackets describes the audio and visual content of the video that is not dialogue or narration.

[On-screen text: Why insure your loan if you have a disability insurance?]

[A house is visible. The Desjardins chevron appears like a roof over the house, which is displayed on a tablet.]

Man: So, honey, do you think we need loan insurance?

[The man uses his finger and scrolls horizontally to a house with a "For Sale" sign in front of it.]

[The woman taps the screen to display another house for sale.]

Woman: You know … I'd feel better if we took it.

[The man taps a plus icon under the house listing. A home office image is displayed on the tablet.]

Man: But we already have disability insurance at work.

[The tablet disappears and a piggy bank is displayed on the screen.]

Woman: Yeah, but if we buy the house and then something happens to us, insurance from work won't be enough to keep up our mortgage payments.

[The piggy bank breaks open. A dollar coin rolls across the bottom of the screen and then falls in a coin slot.]

[On-screen text: Keep up your mortgage payments]

[Rain falls on a closed umbrella. The umbrella opens.]

[On-screen text: Protect your savings]

Woman: And I don't want to dip into our savings for the cottage and Theo's education.

Man: No, me neither.

[The umbrella disappears and the tablet with the "For Sale" sign is displayed again. The woman taps a heart on the listing. The "For Sale" sign flips over to display "Sold."]

Woman: Insuring our loan gives everyone peace of mind. Starting with me.

[On-screen text: Desjardins Loan Insurance: For you and those you love]

[Background music: Desjardins jingle]

[On-screen logo: Desjardins]

[On-screen text: desjardins.com/loan-insurance]

End of transcript