Transaction codes and what they mean
Find out what the different transaction codes mean.
Transaction code list and definitions
Refer to the definitions list of the 3-letter transaction codes you may find in your ATM and account statements. If you make a transaction at a caisse you're not a member of (inter-caisses), an "I" shows up before the code.
Transaction code | Definition |
---|---|
ACB | AccèsD bill payment |
ACC | Line of credit administration charge correction |
ACP | Line of credit payment on the phone with AccèsD |
ACT | Transfer between accounts |
ADM | Service charges |
ARC | Pre-authorized payment correction |
ATC | ATM withdrawal correction |
ATD | ATM deposit |
ATI | Payment of a bill or money transfer to a credit card account |
ATL | Display 10 most recent ATM transactions |
ATP | ATM line of credit payment |
ATQ | Fast cash ATM withdrawal |
ATT | Transfer at a Desjardins ATM |
ATW | ATM withdrawal |
AV | Loan disbursement |
BNU | Bonus: Desjardins BONUSDOLLARS rebate |
CAM | Account maintenance charges |
CAN | Purchase correction or refund correction cancellation |
CC | Certified cheque |
CCB | Bill payment at the counter (with fee) |
CCQ | Cheque |
CCR | Deposit through clearing |
CEQ | Merchant equipment rental charges |
CFT | Funds transfer charges |
CGF | Business line of credit guarantee administration charges |
CGR | Merchandise return credit |
CHG | Canadian exchange rate on foreign ATM transaction |
CHI | Life insurance premium on Everyday Transaction Account |
CHQ | Cheque |
CIL | Capitalized interest on loan |
CLS | Closing of account |
CLX | Irregular loan or line of credit closing |
CMA | Business line of credit administration charges |
CNL | NSF loan charges |
CNS | NSF cheque charges |
COP | Loan or line of credit file - opening charges |
CR | Miscellaneous in-caisse deposit |
CRC | Correction for in-caisse deposit |
CRL | Loan or line of credit renewal charges |
CRN | Returned item charges |
CSC | Complementary service charges |
CTX | Merchant transaction charges |
DAB | Bill payment made through an AccèsD Services advisor |
DCA | CAPSS insurance reimbursement for health care expenses |
DCC | Merchant credit card transaction deposit |
DCH | Member dividends on administrative charges |
DDC | Direct deposit correction |
DET | Deposit - transfer from other institution |
DIC | Direct deposit correction |
DIR | Direct deposit |
DIV | Member dividends on social capital |
DMD | Desjardins mobile deposit |
DPC | Deposit prepaid purchase card |
DPD | Merchant direct payment deposit |
DR | Miscellaneous in-caisse withdrawal |
DRC | Correction for in-caisse withdrawal |
DTV | Deposit - overdraft transfer from credit card |
DW | Preauthorized payment |
DWC | Direct withdrawal correction |
DWT | Direct withdrawal - Transfer (e.g., investment) |
EDI | EDI payroll payment |
FIX | Fixed service charges |
FWD | Deposit carried forward |
GFC | Line of credit guarantee monitoring charge correction |
GST | Federal sales tax on merchant equipment rental |
HS | Payroll deduction |
HSA | Payroll deduction |
HSC | Payroll deduction correction |
IDD | Direct deposit |
IDF | Direct deposit |
IFT | International funds transfer |
INC | Interest correction |
INT | Interest on Everyday Transaction Account |
IPS | Interest permanent or capital shares |
LCD | Deposit from line of credit |
MCD | Mobile cheque deposit |
MEQ | Direct Deposit from the Ministère de l'éducation du Québec |
NBD | Deposit at the counter |
NCB | Bill payment at the counter (no fee) |
ODC | Overdraft interest charges |
OLD | Direct deposit |
OPN | Opening of account |
PAP | Preauthorized purchase |
PAW | Preauthorized withdrawal (ex: investments) |
PMT | Loan payment at the counter |
PRC | Desjardins Prepaid Rechargeable Card |
PRT | Provincial sales tax on merchant equipment rental |
PPC | Personalized bill payment correction |
PUR | Purchase |
PWL | Purchase with withdrawal |
RAE | Student advance repayment |
REB | Member dividends on savings and loans |
REC | Principal payment on line of credit (counter, ATM or AccèsD) |
RIC | Principal and interest payment on line of credit (counter, ATM or AccèsD) |
RRC | Principal and interest payment in arrears |
RSI | Life insurance premium on Regular Savings Account |
RTN | Returned cheque |
RTR | Reset transfer - Fédération des caisses Desjardins du Québec account |
SAL | Salary |
SAT | Shared ATM transfer |
SCD | ATM withdrawal (ATM of another institution) |
SCH | Special cheque from line of credit |
SCI | Life insurance premium on social capital |
SEM | Multiproject Option service charges |
SHI | Interest on social capital |
SL | Direct deposit |
SLC | Direct deposit correction |
SSI | Interest on surplus shares |
SVI | Interest on Regular Savings Account |
TAL | Automatic loan or line of credit payment |
TAM | Transfer of matured term savings account |
TAP | Periodic transfer to or from term savings account |
TDA | Transfer between accounts through an AccèsD Services advisor |
TDI | Interest on term savings account |
TF | Transfer between folios |
TFC | Inter-Caisse or inter-institution transfer |
TFF | Transfer between folios |
TFI | Inter-Caisse or inter-institution transfer |
TIC | Inter-currency transfer |
TMO | Manual transfer at the counter |
TR | Automatic transfer within same folio |
TSI | Life insurance premium on term savings account |
TTP | Transfer - Retirement products |
TTR | Transfer between accounts in same folio at the counter |
WBT | Transfer to Desjardins folio from other institution |
WD | Withdrawal at the counter |
WDT | Withdrawal - Money transfer to credit card |
WGC | CAN-ACT government remittance |
WGT | GST-QST government remittance |
WIT | Transfer to or from Build-Up Savings Account |
WMT | Withdrawal - Money transfer to folio |
WMT | Deposit - Money transfer |
WMT | Withdrawal - Interac e-Transfer® transfer |
WMT | Deposit - Interac e-Transfer transfer |
WNT | Sending Interac e-Transfers |
WRT | Accepting Interac e-Transfers |
WPP | Personalized Bill Payment |
WPT | Transfer from line of credit to Everyday Transaction Account |
WVD | Money transfer from credit card |
WWB | Bill payment |
WWG | Government remittance |
WWP | Line of credit payment online on AccèsD |
WWT | Transfer or cash advance |