Credit card
Visa Business card
Low-interest credit card for small businesses and microbusinesses
Not a member yet? Use this application form.
Interest rate
Prime rate
Cash back
Up to 1% of your purchases
Annual fee
Promotional offer: No annual fee for 1 year
Then $60 per card, or $40 per card if 5 cards or more
Visa Business card: No annual fee for 1 year
For a limited time, sign up for the Visa Business card and pay no annual fee for the first year.
Get up to 1% cash back on purchases
With the Business Savings Program, you'll get 1% cash back on every purchase when you make between $12,000 and $500,000 in annual purchases with your card.
Benefits of the Visa* Business card
Flexibility
Online account management
Manage your Visa Business card card account online on AccèsD Affaires with the Business Account Management service.
You can make the following changes to your credit card account online:
- Request to change your credit limit for your card
- Change your address and phone number
- Add, cancel or replace a card
- Apply for a second credit limit (Accord D Business financing) or an increase of this limit
Different payment options
There are 2 options for paying your credit card balance. Choose the one that works best for your business.
Centralized payments
Make a single payment each month to your business's main Desjardins credit card account (master account). This single payment will pay off your card and all other cards associated with your master account at the same time.
Decentralized payments
Pay the balance of each card associated with your master account separately. This frees up each card's credit limit as soon as the payment is processed.
Second credit limit
With Accord D Business financing, you can get a second credit limit for your card of up to $100,000.
Car rental discounts
Discounts at Hertz, Thrifty and Dollar
Get up to 25% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz®, Thrifty® or Dollar®.
Hertz
- Up to 25% off the base rate
7 - No fee for underage drivers
8 - No fee for additional drivers
9 - Free enrollment in the Hertz Gold Plus Rewards® Program with Five Star® Status
- Up to 20% off a Prestige Collection rental (United States and Europe)
- Reduced rate for the loss damage waiver
8
Thrifty and Dollar
- Up to 10% off the base rate
7 - No fee for underage drivers
8 - No fee for additional drivers
9
Mobile device and purchase protection
Mobile device insurance
Get up to $1,000 to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card.
2 ways to get this coverage
- Use your credit card to pay for your mobile device.
- Use your credit card to pay any upfront costs and all monthly wireless bill payments if funding the cost through a wireless plan.
Information and claims
Learn more about this coverage
The Product Summary outlines your insurance coverage. Review the Certificate of Insurance for your card to learn about all the terms and conditions of your coverage and how you can benefit.
Purchase protection and extended warranty
Purchase protection and the extended warranty provide better protection for eligible items you purchase with your credit card.
Purchase protection
Purchase protection covers eligible items purchased with your card in the event of loss or damage for 90 days from the purchase date.
Read the Certificate of Insurance to learn all about this coverage.
Extended warranty
An extended warranty automatically doubles the original manufacturer's warranty for up to 1 additional year on most items purchased with your card.
Read the Certificate of Insurance to learn all about this coverage.
Information and claims
Canada and the US:
1-888-409-4442 Phone number to get information about purchase protection and extended warranty or to make a claim in Canada or the US. This link opens your phone app.
Other countries (collect call):
613-634-4993 Phone number to get information about purchase protection and extended warranty or to make a claim. This link opens your phone app.
Learn more about purchase protection and the extended warranty
The Product Summary outlines your insurance coverage. Review the Certificate of Insurance for your card to learn about all the terms and conditions of your coverage and how you can benefit.
Fraud protection
- Security alerts by text message if we detect unusual activity on your account
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and assist you if your identity is stolen
Apply for the Visa Business card
By phone
Or we can call you when it's convenient.