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Mortgage financing for business

Get a mortgage customized for your business to buy, build or expand property in any sector, including commercial, industrial and agricultural.

Features

  • Amortization period based on the useful life of the property
  • Fixed or variable interest rate
  • Flexible repayment terms
  • Eligible for loan insurance

Benefits

  • Allows you to finance long-term projects without using up your working capital
  • Increases your borrowing capacity by using a stable asset as collateral
  • Strengthens your business's financial structure and supports expansion

FAQ

Why consider a commercial mortgage?

A commercial mortgage provides the large funds needed to buy property while helping you maintain working capital by lowering rental costs. It also offers a long repayment or amortization period, making it a flexible financing option for real estate purchases.

How much down payment is needed on a commercial property?

The down payment for a commercial mortgage is based on the property's value and type. By opting to put down more than the minimum, you can lower your loan amount and reduce interest costs or pay off the loan faster. 

How long is a commercial mortgage?

The repayment or amortization period for a mortgage is usually long and based on the useful life of the property being financed. Depending on your cash flow and business goals, you might decide to pay it off sooner. This would reduce your interest costs and free up cash flow.

What interest rates should you expect for a commercial mortgage?

Interest rates for commercial mortgages can vary based on several factors, including the loan duration, your business type and general economic conditions.

Contact your account manager to get your personalized rate.

Apply for a mortgage for your business

By phone

1-888-233-2473, options 3, 2  Phone number for Desjardins Business. This link opens your phone app.

Or we can call you when it's convenient.

More financing solutions

Term loans

Finance your next major business goal with a term loan.

Learn more about term loans.

Revolving credit

Get preauthorized credit for current and future investments.

Learn more about revolving credit.