Home and car insurance discounts and savings

Discover our savings for a better price on your home and car insurance.

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Answer some questions to see your rate. 

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With a local Desjardins Agent

For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.

Bundle your insurance and save

Pay less for your home insurance when you insure your car and home with us. 

Homeowners save up to 10% 1
Condo owners and tenants save up to 15%

You also get Desjardins legal assistance and the Trouble-Free Option^® for free.

Learn more about the Double Contract discount

Car insurance savings and discounts

Zero Violations

Have a clean driving record? Save up to 10% if you've had no traffic violations in the last 3 years. 2

Young Drivers

Are you 30 or under? You can save on your car insurance.

Are you 25 or under and a caisse member? Get free Desjardins Roadside Assistance.

Multi-Vehicle

Not insured with us yet?
Save up to $350 when you insure 2 or more cars with us. 3

Have 2 or more cars?
Get 15% off for each insured car, 50% off the Trouble-Free Option and free Desjardins legal assistance.

Have a car and a recreational vehicle?
Get 10% off for each recreational vehicle you insure with us. 4

Discover our recreational vehicle insurance

Save more with Ajusto

Ajusto^® is the best way to get a more personalized car insurance premium. Sign up for this free program if you want a price that reflects your driving behaviours and habits. 5

Get a 10% sign-up discount on your premium for the first 6 months after you enroll.

Learn more about Ajusto

Home insurance savings and discounts

Alarm system

Save up to 10% if you have a centrally monitored fire and burglar alarm system installed in your home.

Claims-free

Save up to 20% if you don't have any home insurance claims on file.

LEED-certified buildings

Save up to 10% on your insurance if your home is LEED^® (Leadership in Energy and Environmental Design) certified.

Water damage prevention

See how much you could save when you install one of these prevention systems:

A leak detection system with an automatic water shutoff valve: save up to 10% on your home insurance
Leak detectors connected to a central monitoring system: save up to 5% on your home insurance (you need at least 5 detectors to be eligible)
A pneumatic backflow system to prevent sewer backups: save up to 10% on the ground water and sewer backup optional coverage

Get a quote

Request a quote to get a price. Your premium includes the discounts you’re eligible for! 

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Get a quote

Already have insurance with us? Log in to your Online Services to get an even more personalized quote.

With a local Desjardins Agent

For personalized advice and coverage tailored to your needs, work with a Desjardins Agent.

Our tips to lower your insurance

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Damage insurance products are underwritten and distributed by Desjardins General Insurance Inc., provider of automobile, property and business insurance.

The information on this page is provided for informational purposes only.

The terms and conditions of the coverages described are set out in the insurance policy, which always prevails.

Certain conditions, exclusions and limitations may apply.

Savings and discounts are based on each client's individual profile and are subject to eligibility conditions. Rates and discounts are subject to change without notice.

The Desjardins Roadside Assistance program is managed by Assistel Inc.

Trouble-Free Option ^® is a registered trademark of Desjardins General Insurance Group Inc., used under licence.

Ajusto is underwritten by Desjardins General Insurance Inc.

Ajusto ^® is a registered trademark of Desjardins General Insurance Inc.

LEED ^® is a registered trademark of the U.S. Green Building Council, licensed by the Canada Green Building Council for use in Canada.

Homeowners can save up to 10% and tenants and condo owners, up to 15%.

Parking tickets are not taken into account when granting the Zero Violations discount.

Approximate savings for new customers who choose to insure more than one vehicle. This amount of savings is not guaranteed and varies according to your profile and is subject to eligibility conditions.

This discount applies to the following recreational vehicles: motorcycles, snowmobiles, all-terrain vehicles, mopeds, motor homes, house trailers, travel trailers, truck campers and road trailers.

The discount and the personalized premium do not apply to certain endorsements or additional coverages.