Term life insurance
Life insurance that covers you for a specific period of time.
Find out which coverage is best for you and get an online quote.
What is term life insurance?
Term life insurance is a simple and affordable way to help ensure the financial security of your loved ones. It covers you for a set period of time (a term), unlike permanent life insurance, which covers you for the rest of your life.
Is term life insurance worth it?
Term insurance provides a tax-free payment to your family if you die during the term of the policy. They can use it to maintain their standard of living and cover expenses. With this safety net in place, you can have peace of mind.
Cover final expenses
Funeral costs, taxes, etc.
Pay off your debts
Credit cards, loans, etc.
Cover everyday expenses
Utility bills, groceries, etc.
Features
Multiple term options
10, 15, 20, 25 or 30 years, or up to age 65.
Affordable premiums
Initial premiums are lower than for permanent life insurance.
Flexible coverage
You can adjust your coverage as your needs change.
Advantages of term life insurance
As your life changes, your policy can too. And there's no need to take a medical exam.
Adjustable
Increase or decrease your insurance amount.
Renewable
Your policy is automatically renewed when it expires.
Convertible
Convert your term life insurance into permanent life insurance.
Additional coverages
Boost your protection with our add-ons.
- Accident
- Accidental death, dismemberment or loss of use
- Accidental dismemberment or loss of use
- Accidental fracture
- Business insurability coverage
- Children's accidental fracture
- Children's life protection
- Guaranteed insurability benefit
- Waiver of premiums in case of disability
Assistance services
If you have health-related questions or are looking for support, we're here for you.
Phone assistance
Call anytime for advice from a nurse on nutrition, vaccinations, the use of prescriptions drugs and other health matters.
Multi-coverage discount
Get a reduced premium when you buy 2 or more eligible insurance coverages at the same time for the same policy.
Get a life insurance quote
By phone
Monday to Friday: 9 AM to 5 PM
1-866-838-7661 Phone number of Desjardins Insurance. This link opens your phone app.
We can also call you when it's convenient.