Ubisoft employees
Desjardins ad
With our financial program, take advantage of attractive rates and reduced fees on a complete range of products and services
- Desjardins is the leading financial cooperative group in Canada, and the largest financial group in Quebec.
- Nearly 1,200 service outlets and 45 Desjardins Business centres in Quebec and Ontario.
- Direct access to your finances from your mobile device with Desjardins mobile services.
Your spouse can enjoy the same benefits provided he or she is a member of your caisse.
Accounts, marry efficiency with savings
Plan with unlimited transactions - The fixed monthly rate plan
Take advantage of a preferential rate of $9.95 per month on the Unlimited Plus plan and save $12 on standard plan fees.
The unlimited transactions plan is applicable to all transactions using any access method—teller, automated services, cheques. It includes:
- Interac e-Transfers®(unlimited)
- Cheque certification (unlimited)
- Drafts (unlimited)
- Basic safety deposit box
- Return of online cheque images (offer valid only with monthly account statements only)
Associated services, to make managing your money easier
Overdraft transfer - Avoid nasty surprises
Allows you to cover your accounts from the nuisance insufficient funds can cause by associating, without charge, your Desjardins credit card to them.
Our credit cards - Enjoy a generous rewards program plus an enrolment bonus
Get an enrolment bonus when you sign up for one of the following credit cards:
- Cash Back World Elite Mastercard - $100 in cash back rewards
- Odyssey Gold® Visa - 110 BONUSDOLLARS
- Odyssey® World Elite® Mastercard - 130 BONUSDOLLARS
Sign up at a caisse to get this offer.
Guaranteed fixed-rate investments - Savings without risk
Exclusive access to current rates for investments of $50,000 or more, as well as for investments of less than $50,000. Available only on regular term savings and diversified term savings offered at the caisse.
Group retirement savings - A profitable way to contribute to your group RRSP
Through a partnership agreement between Ubisoft and Desjardins Insurance, Desjardins Group affiliate, you can take advantage of competitive products for your RRSP investments:
- Automatic source deductions
- Lower management and investment fees
- Immediate tax savings
- Possibility of employer contribution (details on Arcade)
- Exclusive access to an education or individual meeting advisor with the Dessine ton future, à ta façon Facebook page exclusive to Ubisoft employees
Desjardins financing products, partners in your projects
Desjardins Personal Loan - Make your projects a reality
Finance plans requiring a loan of more than $12,500, while benefiting from an additional reduction of 1% on the effective rate.
Lines of credit - Take advantage of a flexible financing solution
Get financing tailored to your needs, while making the most of reduced rates granted on:
- Desjardins Personal Line of Credit: prime rate plus 0.5%
- Desjardins Investor Strategic Line of Credit: prime rate plus 0.5%
- Versatile Line of Credit: prime rate plus 0.5%
Mortgage - Finance your real estate project
Finance your real estate projects while making the most of the exclusive advantages offered to you:
For new financing and renewals:
- Prime rate or best offer on reduced variable rate mortgages
For new financing:
Car, home, recreational vehicle and pet insurance
Through the partnership agreement between Ubisoft and The Personal, Desjardins Group affiliate, take advantage of competitive group rates and coverage tailored to your needs for your auto, home, recreational vehicle and pet insurance. To request a quote, call 1-888-476-8737 or visit www.lapersonnelle.com/ubisoft.
Life, health and disability insurance - Highly specialized personal insurance services
Protect yourself from the financial consequences of an accident, illness or death.
- Duo Vision Solution: a combination of life insurance and critical illness insurance with attractive rates
- Vision life insurance benefit: a unique product that gives you access to your money in the case of illness or loss of independence
Interac® and Interac e-Transfer® are registered trademarks of Interac Corp. Used under licence.
® Odyssey and BONUSDOLLARS are registered trademarks of Fédération des caisses Desjardins du Québec.
* Trademark of Visa International Service Association and used under licence.
All financing and credit card applications are subject to credit approval. Conditions apply to all products and services.
May not be combined with any other offer or promotion. Content of the Distinctive Offer may change without prior notice.
- Your spouse is also eligible for the same advantages (except the bonus for getting a credit card) if you have signed up for the offer and you are both members of the same caisse.
- The Plan is free if you maintain the minimum account balance of $5,000.00 for the entire month. Enjoy a discounted rate of $9.95 per month on the Unlimited Plus plan and save $12.00 on the current rate (12 months x $12.00 = $144.00 in savings).
- For withdrawals from non-Desjardins ATMs in the Interac* and Plus networks, service charges apply.
- Depending on availability.
- No sign up fees, monthly fees or transaction fees. The applicable fee is the credit charge for cash advance, calculated at the interest rate of the Visa Desjardins card as of the time the cash advance is granted.
- Service may be suspended due to a number of factors, such as the available credit limit for overdraft transfer, the card conditions, or applicable credit and security rules (for example, if amounts put on hold for pending transactions result in the credit limit being reached, or payment of an amount owing on the card is unduly late). Where appropriate, service is reinstated once the situation is resolved. Details and conditions on the Overdraft transfers page.
- The enrolment bonus will be paid out according to the program associated with the selected card. For example, if the selected card is associated with the BONUSDOLLARS program, the bonus will be paid in BONUSDOLLARS. Use of the bonus is subject to the rules of the applicable program. See the Rewards program section for each card.
- Current Desjardins credit cardholders enrolled in the offer to professionals must become holders of one of the eligible prestige cards to benefit from the sign-up bonus. For prestige cards, the sign-up bonus applies to the following scenarios: Odyssey Gold Visa to Cash Back World Elite Mastercard, Odyssey World Elite Mastercard or Odyssey Visa Infinite Privilege, and Cash Back World Elite Mastercard or Odyssey World Elite Mastercard to Odyssey Visa Infinite Privilege. The sign-up bonus does not apply to the Cash Back World Elite card to the Odyssey World Elite card. Bonus does not apply to additional card fees. You have between 21 and 25 days from the date the monthly statement is issued to pay the full balance on your account without interest, except on cash advances. The minimum payment is 5% of the following: your outstanding balance, interest on purchases and monthly installments that were not paid by the due date for the previous period, regular purchases and cash advances from the current statement period, plus interest on cash advances. This amount will also include any other amounts due under your credit card contract. Here are some examples of applicable interest for a 30-day billing cycle: If the regular annual interest rate is 10.9% and your average daily outstanding balance is $100, you'd be charged $0.90 in interest. If it's $500, you'd be charged $4.48 in interest, and if it's $1,000 you'd be charged $8.96 in interest.
- Eligibility criteria for the Cash Back World Elite Mastercard card: gross annual income of at least $80,000 for the primary cardholder or household income of $150,000. Eligibility criteria for the Odyssey World Elite Mastercard card: gross annual income of $80,000 for the primary cardholder or household income of $150,000.
- Desjardins Insurance refers to Desjardins Financial Security Life Insurance Company.
- Offered in Quebec only.
- For a minimum financing of $100,000. This line of credit is guaranteed by a first-rank immovable hypothec.
- Subject to credit approval by Desjardins. Certain conditions apply. Contact your advisor for more information. Cash back is awarded on new Desjardins mortgages of at least $100,000 for owner-occupied properties with up to 4 units and a mortgage term of at least 48 months. The cash back will be deposited in the account linked to the mortgage.
- The Personal refers to The Personal General Insurance Inc.
- Insurance coverage available through a financial security advisor, employee of Desjardins Financial Security, Financial Services Firm.
