What is a business chequing account?
A business chequing account lets you do basic day-to-day transactions like cashing cheques, transferring money and paying suppliers.
Our chequing accounts for businesses
Business Chequing Account
Need a basic account for managing your day-to-day operations and cash flow? Our Business Chequing Account lets you choose a transaction plan that fits your needs and save on monthly fees.
Interest
This account does not earn interest.
Transaction plans
We offer plans at flat monthly fees based on number of transactions per month. If you go over your limit, per-transaction fees apply.
You can switch your plan at any time if your needs change.
Build-Up Savings Account for Businesses (CAN$ or US$)
Keep it simple with a single account that lets you do everyday transactions and earns interest like a savings account.
Do you do business in the United States? This account is available in US dollars, which will simplify your cross-border transactions and let you save on exchange rate fees.
Interest
This is a tiered-rate account, meaning a higher balance can get you a better interest rate.
Features of our business chequing accounts
Transactions
Here are a few examples of transactions you can make with a chequing account:
Deposits and withdrawals at the teller counter or ATM
Preauthorized payments and direct deposits
Cheque issuing
Bill payments
Automatic transfers
Account consolidation
This service consolidates your business's chequing accounts to simplify your cash flow management. It gives you a clear view of your funds, lets you avoid transferring between accounts and could help you earn some interest. To get this service, schedule a call.
Fees
Transaction fees apply if you go over your monthly transaction limit or make transactions not included in your plan.
Monthly service fees apply for accounts without a transaction plan.
Deposit insurance
Tools for managing your business's everyday finances
Our digital services
Once you've opened your chequing account, you can carry out transactions and manage your account online using AccèsD Affaires, our secure tool available on desktop or in the Desjardins mobile services app.
Download the Desjardins mobile services app
Open a business chequing account
Or have us call you when it's convenient.
Our other business accounts
For Canadian dollar accounts, interest is calculated at different rates for the portions of your balance that fall within each tier. The tiers are as follows:
$0 to $19,999
$20,000 to $99,999
$100,000 to $249,999
$250,000 and up
For US dollar accounts, interest is calculated on your daily closing balance at the interest rate for your tier. The tiers are as follows:
$0 to $99,999.99
$100,000 to $499,999.99
$500,000 to $999,999.99
$1,000,000 and up