Interest rates
Purchases: 18.25%
Cash advances: Prime rate
Annual fee
$20 per card
Card controls
Spend controls and credit limits
Benefits of the Visa Purchasing card
The Visa* Purchasing card streamlines the payment process for everyday and recurring purchases like office supplies, gas and meals at restaurants. It helps you control expenses and save time and money on payment processing.
- Better control over spending and credit limits
- Waiver of liability of up to $100,000 per card for certain unauthorized transactions made by employee cardholders
- Integration of data into accounting and enterprise resource planning (ERP) systems
- Single monthly payment for all purchases and faster order processing
- Improved liquidity with up to 51 days of cash flow
Flexibility
Online account management
Manage your Visa Purchasing card account online on AccèsD Affaires with the Business Account Management service.
You can make the following changes to your credit card account online:
- Request to change your credit limit
- Change your address or phone number
- Add, cancel or replace a card
- Set card controls (such as daily limits and transaction limits)
- View manager activity reports
Different payment options
There are 2 options for paying your credit card balance. Choose the one that works best for your business.
Centralized payments
Make a single payment each month to your business's main Desjardins credit card account (master account). This single payment will pay off your card and all other cards associated with your master account at the same time.
Decentralized payments
Pay the balance of each card associated with your master account separately. This frees up each card's credit limit as soon as the payment is processed.
Fraud protection
- Security alerts by text message if we detect unusual activity on your account
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and assist you if your identity is stolen
Apply for the Visa Purchasing
By phone
Or we can call you when it's convenient.