Credit card
Visa US Business
Eligibility: Must have a Canadian Desjardins business credit card
Already have our Visa US Business card? Log in to your account
Interest rates
Purchases: 19.4%
Cash advances: 19.4%
Annual fee
US$30 per card
Currency conversion fee
None
Why choose our US dollar card?
The Visa* US Business card lets you:
- Pay bills from American suppliers in US dollars
- Pay for your employees' travel expenses in the US
- Avoid currency conversion fees
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Benefits of the Visa US Business card
Insurance
Corporate Insurance Program
This program provides certain types of travel insurance at no extra cost.
- Stolen, damaged or late baggage insurance
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This insurance covers losses due to theft or physical damage of your luggage and belongings and those of your spouse or children if they're travelling with you.
- Delayed flight, denied boarding and missed connection insurance
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- Common carrier accident insurance
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This insurance covers you up to $100,000 for any accident that occurs while you're aboard a common carrier vehicle. Your spouse and children are also covered up to $10,000.
- Auto rental collision/loss damage insurance
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This insurance covers you automatically when you charge the full cost of the vehicle rental to your card and decline the rental agency's collision damage waiver.
Information and claims
- For baggage insurance; delayed flight, denied boarding and missed connection insurance; and common carrier accident insurance
1-800-463-1623 Phone number of Desjardins Insurance. This link opens your phone app.
- For auto rental collision/loss damage insurance
Canada and the US:
1-888-409-4442 Phone number of the insurance service for Desjardins cardholders. This link opens your phone app.
Other countries (collect call):
613-634-4993 Phone number of the insurance service for Desjardins cardholders. This link opens your phone app.
Insurance details
The summaries provide general information about the insurance coverages while the certificates provide details of all the conditions and exclusions.
Assistance services
Travel assistance
Rely on Desjardins Travel Assistance if the unexpected arises while you're travelling. Our 24/7 service can provide you with information and assistance for medical, legal and other emergencies, both before and during your trip.
Use this service to:
- Replace airline tickets or lost or stolen cards
- Find legal or medical help
- Get the services of an interpreter or translator
Business concierge
Call the Desjardins Business Concierge service to get help planning business trips and special events such as meetings and conferences.
This exclusive service can assist you with your business event and travel needs, such as:
- Tickets to entertainment and events
- Reservations (restaurants, hotels, golf courses, flower delivery and more)
- Information about local customs
Flexibility
Different payment options
There are 2 options for paying your credit card balance. Choose the one that works best for your business.
Centralized payments
Make a single payment each month to your business's main Desjardins credit card account (master account). This single payment will pay off your card and all other cards associated with your master account at the same time.
Decentralized payments
Pay the balance of each card associated with your master account separately. This frees up each card's credit limit as soon as the payment is processed.
Fraud protection
- Zero Liability if fraudulent transactions are made with your card
- Desjardins Identity Protection to safeguard your assets and assist you if your identity is stolen
Apply for the Visa US Business
By phone
Or we can call you when it's convenient.